A simple contest between the Player and the Bank

Punto Banco, or Baccarat as it is sometimes also known, is a highly popular game at The Empire Casino. The Dealer draws two cards for the Player (Punto) and the Bank (Banco). The value of the two cards in each hand are added together, the nearest to 9 is declared the winning hand.

Both cards in your hand have a points value as follows: Ace is counted 1, number cards up to 9 are counted at face value, and 10 and picture cards are counted 0. The points on the two cards are added together. If the total goes over 10, then you ignore the first 10 points and only include the remaining points. The nearest to 9 will be declared the winning hand.

For example, if your two cards are an 8 and 7, then this gives you a total of 15. By ignoring the first 10 points, your hand achieves a score of 5. The scores will always range from 0 to 9 and you cannot bust.

Winning bets for the Bank pay 19 to 20 (or even money less a 5% commission), winning bets on the Player pay 1 to 1, winning bets on any tie pay 9 to 1. On the individual egalites (ties) these vary. In the event of an egalite, Banker and Player bets are a stand-off.

  • You do not have to play any other wagers to have a bet on any egalite (this being that both hands will have the same total).
  • You can bet on one or more of the individual egalites but you must have either a Bank, Player or any egalite bet as well.
  • Due to the way the drawing rules are designed the Banker's hand has a slight advantage, which is why you pay 5% commission when you win on this hand.
  • When the cards are being drawn, please wait for the dealer to indicate to you if additional cards are required.
  • The black or red cutting card signifies the end of the shoe.


We have the largest selection of Punto Banco tables in London and you can play for as little as £5.

We are committed to creating a culture of Safer Gambling within our casinos. We have appointed Safer Gambling Ambassadors across all our sites, in order to protect young and vulnerable people from being exploited by gambling, prevent underage gambling and increase support for the treatment of gambling harm.

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